Episode 2.04: Five Billion Bankers with Andrew Davis

All the way back in 1994, Bill Gates quipped, “Banking is necessary – banks are not.” For billions of ‘unbanked’ in the developing world, banking happens through a smartphone app – no branches, no tellers, and no ATMs. How does a bank inspire trust – or trust its customers – when it’s all inside a smartphone?

Banking futurist Andrew Davis shares his vision of a future where banks protect privacy as well as your money, a world where everyone, everywhere becomes a banker.

Andrew Davis chats with Mark Pesce (photo: Dee Halwala)

Here’s a clip of Andrew talking about ‘open banking’ – the coming revolution where banking becomes about your data just as much as today it’s about your money:

One of the most interesting innovations in banking involves the analysis of mobile usage to measure the creditworthiness of an individual or business. This article from the World Bank explains how it works.

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Episode 1.07: Smartphones from the start through iPhone 8 and X

The smartphone is quite possibly the most important tool we’ve developed in the last two hundred years – a steam engine for the human mind. We use them to transform commerce, human connection, and play. The latest iPhones – iPhone 8 and iPhone X – point to where we’re going, where the device becomes so essential, and so much a part of ourselves, that they can intimately scan our faces to unlock their secrets.

Here’s a sample:

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